Your first freehold home in Ipoh, from RM 153,000.00.

Yes — they are the same project. Residensi is the Malay word for residence, so Meru Jati, Meru Jati Residence and Residensi Jati De Meru all refer to the same freehold strata apartment development by the Setia Awan group in Bandar Meru Raya, Ipoh, Perak. The official name on the sales documents is Residensi Jati De Meru.

Residensi Jati De Meru sits on a 14.1-acre freehold site in Bandar Meru Raya, Ipoh, Perak. It is reached via Jalan Chemor and Bulatan Sultan Azlan Shah, with direct access to the North-South Expressway.

It is freehold, and each unit is issued an individual strata title. This matters twice over: freehold land carries no lease expiry to discount at resale, and a strata title lets you refinance, sell or transfer the unit in your own name. Once the strata title is issued, TNB and water accounts can also be converted from the bulk tariff to the domestic residential rate.

The development comprises 4 blocks of 23 storeys each, with 3 lifts per block. Each block has 14 units on the ground floor and 24 units per floor from levels 1 to 22. We are currently marketing Phase 1B, Block A, which offers all four layouts: Type A 514 sq ft, Type B 650 sq ft, Type C 821 sq ft and Type D 899 sq ft.

Expected completion for Phase 1B is August 2029. Because this is a Housing Development Act project, your progress payments are made into a licensed HDA account and released against certified construction stages — you pay in step with the build, not upfront.

RM 0.08 per square foot, subject to revision by the Joint Management Body. In practice: about RM 41.12 a month for Type A (514 sq ft), RM 52.00 for Type B (650 sq ft), RM 65.68 for Type C (821 sq ft) and RM 71.92 for Type D (899 sq ft). Sinking fund and any utility deposits are billed separately by the JMB.

The developer’s panel end-financiers are Bank Muamalat, Hong Leong Bank, Maybank and RHB Bank. Panel solicitors are Messrs Rusnah Loh Ng & Co, Messrs Amirfaliq & Syahidah, and Messrs KH Ong & Ng. You are free to use another bank, but the free legal package applies only when you use a developer panel lawyer.

RM 100.00. That is the booking fee per lot. From there, the developer absorbs your SPA legal fees, loan legal fees, stamp duty and disbursement fees when you use a panel lawyer — normally the largest cash outlay for a first home buyer. Your remaining cash requirement is only the differential sum between the purchase price and whatever loan margin your bank approves, and the 10% initial rebate is set off against the first 10% of the purchase price.

As an illustration only: a Type A unit at RM 153,000.00 nett with a 90% margin means a loan of about RM 137,700.00. At an indicative 3.80% per annum over 35 years — the same assumptions as the calculator on this page — that is roughly RM 593.29 a month, plus RM 41.12 maintenance, so RM 634.41 in all. That figure covers the instalment and the maintenance charge only: the sinking fund, quit rent, assessment, insurance and your own utilities are billed separately. Your actual rate, margin and tenure depend entirely on your bank’s assessment of your income and commitments — send us your details on WhatsApp and we will run your real numbers before you commit.

You are protected. Produce one official bank loan rejection letter and the cancellation fee is waived in full. This is the single biggest worry for first-time buyers and it is addressed in writing in the developer’s terms — you are not risking more than the RM 100.00 booking fee while your loan is being assessed.

Every Block A unit includes a free kitchen cabinet set (wall and base units; hood and hob not included), free SPA and loan legal fees, stamp duty and disbursements via the panel lawyer, and 12 adult plus 12 child water splash pool entry tickets valid for one year. Type A and B come with one car park access card; Type C and D come with two. Parking is first-come-first-served with no reserved bays.

Yes — a 5% Bumiputera discount on the SPA price, which stacks with the 10% cash rebate for Block A. Bumiputera lots are limited and released on a first-come basis, so it is worth confirming availability for your preferred floor and type early. WhatsApp us for the rebates running this month before you work out your nett figure.

Bandar Meru Raya is Perak’s relocated administrative centre, so the tenant pool is structural rather than speculative. Within the immediate area sit Jabatan Audit Negara, Arkib Negara Malaysia, Jabatan Pendaftaran Negara, the Perak PDRM headquarters, PKNP, LPHP, Jabatan Pendidikan Negeri Perak, Jabatan Imigresen and the Perak Techno Trade Centre, plus KPTM Ipoh and Politeknik Ungku Omar. Civil servants on posting and students are exactly the profile that rents 514 to 650 sq ft units.

Maintenance is RM 0.08 per square foot — about RM 41.12 a month on a 514 sq ft Type A, rising to RM 71.92 on a 899 sq ft Type D. That is materially below the RM 0.25 to RM 0.35 psf typical of facility-heavy condominiums, and it is deliberate: fewer resort-style facilities means a lower service charge, which protects your net yield and makes the unit easier to rent out. Add quit rent, assessment and your loan instalment to complete the picture.

Ask for a blocked-view unit. The developer pays an additional cashback of RM 2,000.00 on Type A, RM 3,000.00 on Type B and RM 4,000.00 on Type C for units with an obstructed outlook. For an owner-occupier the view matters; for a rental unit at this price point it rarely changes the achievable rent — so the cashback drops straight into your entry cost. Stack that with the 10% cash rebate and, if applicable, the 5% Bumiputera discount.

Only until the strata title is issued. Before individual titles are out, TNB and water are billed under a bulk tariff, which is a common complaint in strata rentals. Once the strata title is issued, the account can be converted to the domestic residential tariff — a real difference to your tenant’s monthly bill, and therefore to how quickly you can re-let and how much rent the unit can hold.

Yes, subject to unit availability and each purchase passing its own bank assessment. Multiple bookings across different floors or types are common for investors building a small portfolio in one block — it keeps management simple and gives you more than one exit. Talk to us about which floors and stacks are still open before you commit, since the good stacks in Block A move first.

Residensi Jati De Meru is a licensed Housing Development Act project with a registered HDA account, freehold land and individual strata titles — the baseline documentation public-sector housing financing requires. Whether LPPSA financing can be approved for your specific unit still depends on LPPSA’s current criteria, your service status and the developer’s submitted documents. Do not assume either way: WhatsApp us your service details and we will check your eligibility before you pay the RM 100.00 booking fee.

You would be living inside the administrative precinct itself. Jabatan Audit Negara, Arkib Negara Malaysia, Jabatan Pendidikan Negeri Perak, Ibu Pejabat PDRM Perak, Jabatan Pendaftaran Negara, Lembaga Perumahan dan Hartanah Perak, Jabatan Imigresen Malaysia Perak, Jabatan Perhutanan Perak, Jabatan Bomba dan Penyelamat, Suruhanjaya Pencegahan Rasuah Malaysia, Perbadanan Kemajuan Negeri Perak and the Perak Techno Trade Centre are all within Bandar Meru Raya. For a civil servant posted here, that is a short local commute instead of a daily drive across Ipoh.

For an eligible Bumiputera buyer in Block A, two benefits apply together: the 5% Bumiputera discount and the 10% cash rebate on the SPA price for all Block A types. The 10% initial rebate is set off against the first 10% of the purchase price on signing the SPA; excess cashback is refunded after the first loan disbursement reaches the developer. The developer runs limited-period campaigns on top of this from time to time, so ask us what is running this month and for the exact nett figure on the specific unit you want.

Have these ready and your approval moves much faster: MyKad, your three most recent payslips, your latest EA form or income tax return, three to six months of bank statements, and your KWSP or pension statement. Public-sector applicants should also have their service confirmation letter and current posting details on hand. Send them to us on WhatsApp and we will pre-check the file against the panel banks before you commit the RM 100.00.